- Instead of buying books or magazines, head to the local library. Many people are unaware that the public library has the latest titles and magazines. Your library can even request a specific book from another library on your behalf. In addition, you can “borrow” an ebook for your kindle at your local library. The best part. It’s all free. One more tip: most libraries have free wi-fi, so they are also a good place to hang out.
- Pay everything in cash. Spend less. It is so easy to pay everything with plastic. Sometimes $3.99 and $399 feel the same. We forget that they aren’t just numbers in a computer. When you only carry cash, if you don’t have enough to buy something, you just can’t buy it. Its that simple. You can’t spend money you don’t have. Unless you are willing to walk around with large amounts of cash (which is not safe), it’s more likely that you will spend less money, if you switch to cash only.
- Eat at home instead of eating out. Not only will you save money, you might eat healthier. Eating at home doesn’t have to be boring. You can make it a theme. Have a picnic. Instead of going out for coffee, you enjoy a cup of coffee at home on your cozy sofa. You won’t even have to change out of your pajamas.
- Collect and Clip coupons. You don’t have to spend all your free time collecting coupons to save money. When making online purchases, do quick search for coupon codes. As you enter the grocery store, pick up the weekly flyer.
- Discover generics.If you haven’t already tried generics at your local stores, now is the a time to try. You might be surprised how many generic products you like. There might be some products where generics just won’t do and that’s fine. This is about saving money a little at a time.
- When you have multiple errands to run, save on gas by combining everything into one trip. This has the added benefit of being good for environment. Also, if you are only at store once instead of 3 times a week, you are less likely to buy impulse items.
- Once you decide your vacation destination, look for any discounts offered during off-season. You may qualify for a discount, if your a member of AAA or another association. Should you decide to visit during travel season, book your trip as early as possible.
- Purchase travel insurance. Life is unpredictable. It would be terrible to save all that money, and then lose it due unexpected life events or inclement weather. Travel insurance will provide you with peace of mind.
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